Aug 10, 2023

How to organise your finances

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Organising your finances can help you gain control over your money, achieve your financial goals, and build a secure future, but finding order in the chaos can feel overwhelming. Here are a few simple ways to get back on track:

Create a budget

Evaluate your income and expenses to determine how much you can spend and save each month. Allocate specific amounts for essential expenses like bills, groceries, and debt payments, as well as for savings, entertainment and travel, and one-off purchases.

Track your expenses diligently

While you may not want to maintain a record of every purchase, you can automate the process using a budgeting app such as Money Dashboard. This will help you identify areas where you can cut back and save money.

Automate your finances

Set up automatic bill payments and transfers to savings accounts so you never miss a payment or forget to save.

Reduce and eliminate debt

Create a plan to pay off high-interest debts first while making minimum payments on others. Once a debt is paid off, redirect the funds towards paying off the next one. This snowball method can accelerate your journey towards financial freedom. If you’re struggling with a large amount of debt you can’t afford, contact a debt advice charity such as StepChange.

Regularly review your financial situation

Take the time to assess your progress, adjust your budget, and reallocate your resources.

To learn more about specific ways to manage your money, you can find essential factsheets dealing with everything from tax and insurance to benefits and home buying on The Guardian website.

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Michael Tuck Lettings in Quedgeley have managed our rental property for the past 11+ years.

During this time their professionalism has never dropped. In the early days, Ian, Graham and Vikki-Lee were a huge help to a novice landlord. I’m pleased to say they are still there with a helping hand. Claire has always been the nudge I needed for the necessary insurance and safety checks. Having had some difficult times over the past couple of years I would like to say a special thank you to Lianne who has been there to help wherever she could.

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Linda Parker

I cannot recommend Michael Tuck Estate Agents enough.

They were so professional and so prompt with their communication. In particular we would like to mention Charlie for his regular updates and extremely helpful service in the sale of my mothers house. We were in a particularly long chain, and he went over and above to assist us in the communications between the buyers and sellers in order for our chain to proceed. He even contacted Solicitors and helped progress the exchange.

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Michael Tuck New Homes in Gloucester assisted us selling three phases of our development in Kingsway, Gloucester.

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If we were to need help selling our homes in the Gloucester ara again they would be the first phone call i’d make.

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David Duncan

I have been a customer of Michael Tuck Lettings in Abbeymead for coming up to 2 years now.

I would like to highlight Kurt and James for there forever ending support and excellent communication. Their joint efforts have filled me with confidence in the ability to keep my family safe in a home we love.

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For this reason I would recommend Michael Tuck to all my family and friends and will hopefully continue to stay a customer of Michaels Tucks until I purchase my own home. Thank you

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I would like to say a big thank you and well done to the team who are very friendly, helpful and have taken the strain out of what was a fairly long house sale.

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Jane West

Michael Tuck Lettings in Abbeymead have been a fantastic letting agents looking after our house for the past 17 years.

We have recently sold the house with the sales department.  Kurt has looked after us incredibly well during the 17 years of lettings and Tony, Andy and Chloe have made the selling very easy. Thank you

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In what has been a very testing time for the industry, Miles and all the staff have worked tirelessly in my purchase and even more so my sale.

Thoroughly recommend Tucks every time. Special thanks to Otis. Thank you guys it’s been an absolute pleasure.

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